Welcome to Appalachian Community Enterprises, Inc! We provide small business loans, micro-credits, financial education, business training, hope, opportunity, financial freedom and success!

3173 Hwy 129 North
Cleveland, GA 30528
Phone: 706-348-6609
Fax: 1-877-287-6081
Toll Free: 1-877-434-6609

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Micro-credit promotes entrepreneurship and puts individuals... in the driving-seat in their own lives.
- Dr. Muhammad Yunus, Founder of Grameen Bank and 2006 Nobel Peace Prize Winner

Our customers have made positive changes in their personal and business lives.

Watch the
MSNBC “Your Business” Show
that was aired on
Sunday, March 18.

See how Terri Barko and Lisa Davies, two single mothers living on public assistance in suburban Atlanta, were able to qualify for a micro-loan from Appalachian Community Enterprises and launch a successful maid service. Now working independently, these women are part of a growing sector of entrepreneurs who have used micro-loans to grow their businesses.

Watch the Video

At Appalachian Community Enterprises, we provide hope and opportunity for people to create financial freedom. We do this by providing small business loans, financial education, coaching and connections so that North Georgians can fulfill their dreams, create economic security for their families and contribute to their communities. From our offices in Cleveland and Gainesville, we have financed more than 200 businesses with $2 million in revolving loans and we are rapidly expanding to serve our neighboring counties in Georgia.

ACE is not just a lending Institution. At ACE, we care about You, Your Dream and Your Business. We offer encouragement, information and support. We are committed to helping you and your business become successful.

ACE made small business ownership possible for me. I don’t have to rely on the government or my family to support me. I now support myself, my family, and 6 other women.

- Lisa Davies, President & CEO, Happy Home Cleaning Service, Inc

Thanks to the collaboration of my bank and ACE, my American dream of owning my own business has begun.

- Sergio Moreira, Owner, Pueblos Mexican Cuisine

With the help of ACE, I have made the change from sitting behind a desk in someone else’s business to standing behind a camera in my own. I have been able to follow my dream.

- Nada Bunnell, Owner, Gentle Presence Photography

If you need a business loan and you live in one of the following North Georgia counties, please call us toll free at 1-877-434-6609 or apply online. For more information, e-mail: .

ACE is certified by the U.S. Department of Treasury as a Community Development Financial Institution (CDFI).

-SOLUTIONS LLC